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The problem

Most New Zealand Families are unwittingly paying for their homes 2-3 times over. A lot of people don't realise how much their mortgage is actually costing them. They are constrained by a system that disadvantages them and the people they care about.
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How banks structure your mortgage.

In a standard mortgage interest is front loaded, meaning that each repayment is mainly interest until about two thirds of the way through. With front loading and all the accumulating interest it's no wonder we end up paying for our mortgages 2-3 times over.
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Principal -vs- Interest

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